🔧 4-Point Inspections & Insurance Compliance Letters

Protect Your Property. Satisfy Your Insurance Requirements.

Insurance companies are tightening their requirements—especially for older homes, upgraded electrical systems, and properties with potential safety concerns. Justech provides professional 4-point inspections and electrical insurance letters to help homeowners, buyers, sellers, and real estate professionals meet insurance demands quickly and confidently.

✔ What Is a 4-Point Inspection?

A 4-point inspection focuses on the four major systems insurance companies evaluate before approving or renewing coverage:

1. Electrical System
• Full inspection of the main service panel and any subpanels
• Breaker conditions, wiring types, grounding & bonding
• Verification of proper installation and safe operation
• Identification of outdated or unsafe components
• Federal Pioneer (FP) panel inspection — highly important for insurance approval
• Assessment of aluminum wiring, double taps, overheating, and other hazards

2. Plumbing System
• Visible supply and drain lines
• Water heater condition, age, and installation quality
• Signs of corrosion, leaks, or failing materials

3. HVAC System
• Heating and cooling equipment
• Operational condition and safety
• Installation accuracy and age-related concerns

4. Roofing System
• Roof structure, materials, and remaining lifespan
• Visible damage, missing shingles, or signs of leakage
• Moisture intrusion and deterioration

A 4-point inspection provides insurers with a clear snapshot of the property’s most important systems, helping determine insurability and risk.

⚡ Electrical Panel Insurance Letters

Including Federal Pioneer Panel Inspections

Insurance companies are increasingly cautious about electrical safety—especially when it comes to specific panel brands and aging systems. Justech provides professional electrical insurance letters verifying whether your panel is safe, properly installed, and compliant with Canadian Electrical Code standards.

Our electrical insurance letters confirm:

✔ Panel installation is safe and up to code
✔ Breakers and wiring are correctly sized
✔ Grounding and bonding meet safety requirements
✔ No visible overheating, corrosion, or wiring hazards
✔ Aluminum wiring issues are identified if present
✔ The electrical system is suitable for insurance coverage

Federal Pioneer Panels
Many insurance companies flag Federal Pioneer (FP) panels due to documented breaker failure concerns. These panels can be harder to insure, and many insurers require a professional electrical safety inspection before approving coverage.

We thoroughly inspect Federal Pioneer and similar panel types to determine:

✔ Breaker performance and condition
✔ Signs of overheating or failure
✔ Proper installation and compatibility
✔ Safety compliance with current electrical standards

If issues are found, we clearly outline what needs to be repaired or replaced so you can meet insurance requirements with minimal delays.

🏡 Why Buyers, Sellers & Agents Choose Justech

For Buyers:
✔ Satisfy insurance and mortgage conditions quickly
✔ Ensure the property's major systems are safe and compliant
✔ Avoid expensive surprises after possession

For Sellers:
✔ Demonstrate your home is safe and insurable
✔ Prevent deal delays caused by insurance concerns
✔ Offer buyers confidence in electrical panel safety

For Real Estate Agents:
✔ Faster, smoother closings
✔ Reduced risk of insurance-related setbacks
✔ Reliable reporting for confident transactions

📄 What You Receive

✔ Complete 4-point inspection
✔ Electrical system inspection including Federal Pioneer panel evaluation
✔ Insurance-approved compliance letter
✔ Clear documentation and repair recommendations if needed
✔ Fast digital delivery for quick submission to insurers

🔒 Keep Your Property Safe & Your Insurance Simple

Whether you're buying, selling, renewing insurance, or updating an older home, Justech provides the accurate inspections and electrical letters insurers require—fast, professional, and reliable.

Book your 4-Point Inspection or Electrical Panel Insurance Letter with Justech today.